How to Cancel Victoria’s Secret Card

• Victoria's Secret Angel Card
• Victoria's Secret Stores and Co

Victoria's Secret is an American lingerie, clothing, and beauty retailer known for its high-profile marketing and branding, which began with a popular catalog and was followed by an annual fashion show featuring supermodels known as Angels. The brand has struggled since 2016 as the largest retailer of lingerie in the United States due to shifting consumer preferences and controversy surrounding corporate leadership's business practices. Roy and Gaye Raymond founded the company in 1977, and the five lingerie stores were sold to Leslie Wexner in 1982. Wexner quickly expanded into American shopping malls, building the company to 350 stores nationwide with $1 billion in sales by the early 1990s, when Victoria's Secret became the largest lingerie retailer in the United States.

From 1995 to 2018, the Victoria's Secret Fashion Show was an important part of the brand's image, featuring an annual runway spectacle of models marketed as fantasy Angels by the company. The company expanded further through shopping malls in the 1990s, with the introduction of the miracle bra, the new brand Body by Victoria, and the development of a line of fragrances and cosmetics. Victoria's Secret announced the launch of PINK, a brand aimed at teenagers, in 2002. Victoria's Secret began expanding internationally in 2008, with retail outlets in international airports, franchises in major cities around the world, and company-owned stores throughout Canada and the United Kingdom.

Victoria's Secret's market share began to decline in 2016 as a result of competition from other brands that embraced a wider range of sizes and a growing consumer preference for athleisure. In 2016, the company discontinued the distribution of its famous catalog. Following criticism and controversy over the unsavory behavior and business practices of corporate leadership under Wexner and Ed Razek, the brand struggled to maintain its market position. Victoria's Secret remained the largest lingerie retailer in the United States as of May 2020, with over 1,070 stores.

The Victoria's Secret Credit Card is an excellent store credit card for frequent Victoria's Secret shoppers with fair or better credit. The Victoria's Secret Credit Card is worth it if you pay your bill in full every month to avoid interest and have a $0 annual fee. Most purchases with the card earn 10 to 15 points per $1 spent, depending on your rewards tier, and every 2,000 points are worth $10 in Victoria's Secret credit. This amounts to 5% and 7.5% back, respectively. However, being a cardholder earns you triple points on all bra purchases, increasing your earning rate to 15%. To put it all into perspective, the average rewards credit card offers about 1% cash back.

That 5% to 15% earning power, combined with the lack of an annual fee, is so impressive that it's easy to overlook the card's modest bonuses: $25 off your next purchase and $10 on your birthday each year. However, you should not overlook this store card's biggest flaw: its 28.74% APR. That rate is higher than the national average for both store credit cards and "fair credit" credit cards, and it should serve as a reminder to always pay your bill in full.

In general, you will earn 10 points for every $1 charged to your Victoria's Secret Credit Card, with no cap on the number of points you can earn. Every 2,000 points earned entitles you to $10 in store credit, which will be mailed to you in the form of a gift card within three to six weeks. That means that for every $1 spent, you will receive $0.05 to $0.075 in credit, or 5% or 7.5% back. Even for a store card, that is a fantastic earning rate.

Because of triple points in this category, you can effectively receive 15% off all bra purchases (including clearance and discounted bras), which is enough to make even the most beautiful Victoria's Secret Angel drool. Add to that free shipping in the contiguous 48 states for online orders containing at least one non-clearance bra, and you've got yourself a bra bargain bonanza.

A $35 first-year bonus (a $25 discount on your next purchase and a $10 birthday gift) isn't much, but it's better than nothing and could get you a nice clearance item. Because there is no annual fee, you won't feel bad about adding the Victoria's Secret Credit Card to your wallet. That is, if you pay your bill in full each month, this card can provide unadulterated savings. According to WalletHub's latest Credit Card Landscape Report, the average card charges $22.

Even if you don't have much of a credit history, you can apply for a Victoria's Secret Credit Card. That is, it can help you look great while also improving your credit score. If you don't know where your credit stands, WalletHub will tell you for free. WalletHub is the first and only website that provides free credit scores and full credit reports on a daily basis.

The average credit card for people with fair credit has a regular APR of 23.87%. The typical store credit card fee is 26.97%. The Victoria's Secret Credit Card, on the other hand, falls short of both with a regular APR of 28.74%. In terms of dollars and cents, a $300 balance paid over the course of a year would accrue approximately $43 in interest. The points you earn will expire after a year, or if you close your account or declare bankruptcy. Furthermore, Angel Rewards certificates expire 90 days after they are issued. As a result, it's best to develop the habit of quickly redeeming your earnings.

You can earn "Silver Cardmember" status after spending $250 to $499 per calendar year, and "Gold Cardmember" status after spending more than $500. Each tier of status provides better benefits. The Victoria's Secret Credit Card, despite being a store card, is not limited to Victoria's Secret purchases. It is also redeemable at Bath & Body Works, though such purchases do not earn rewards. Don't worry if you want to make a Victoria's Secret purchase but don't have your Victoria's Secret Card with you. Customer service will be able to locate your account and you will be able to shop as long as you have an ID.

Get together the following account information:

• First Name
• Last Name
• Phone Number
• Email Address
• Username
• Password
• Billing Address
• City
• State/Province/Region
• ZIP/Postal Code
• Country
• Reason for Cancellation
• Last 4 Digits of Card
• Date of Last Charge
• Amount of Last Charge

Follow these steps:

1. Pick up your phone and call 1-800-695-9478
2. Tell the representative that you'd like to cancel
3. Ask the representative for a receipt, email, or confirmation number
4. If you're unsure, ask if you're going to be charged again
5. It's important to keep the info about your cancellation, just in case!

Follow these steps:

1. Shoot the email to [email protected]
2. Create an email requesting cancellation, for a confirmation number and final billing details

Follow these steps:

1. Head over to https://www.victoriassecret.com/us/credit-card
2. Continue by clicking on live chat at the bottom of the page
3. Tell the representative that you'd like to cancel
4. Ask the representative for a receipt, email, or confirmation number
5. If you're unsure, ask if you're going to be charged again
6. It's important to keep the info about your cancellation, just in case!